Supreme Court on Motor Accident Compensation: Key Principles and Negotiation Insights for Insurers

Background of the Case The Supreme Court of India, in Anoop Maheshwari v. Oriental Insurance Company Ltd. & Ors. (Civil Appeal Nos. 12098-12099 of 2024, decided on 4th September 2025), dealt with a compensation dispute arising from a motor accident in 2007. The claimant, a young graduate, lost his leg due to a rashly driven truck. While the Tribunal and the High Court awarded compensation under different heads, the claimant sought enhancement before the Supreme Court.